Every score in this piece is derived from a public regulatory filing or published document, quoted and dated. No platform was tested hands-on — the scorecard measures documented investor-protection posture, not advice quality, and a platform could score well on paper and still advise poorly. Filings reflect the versions retrievable on the dates stated; items that could not be verified are listed rather than inferred. Nothing here alleges wrongdoing by any firm beyond what the cited regulatory record itself states, and disclosure gaps are claims about documentation, not about practice. Research and education, not investment advice, and not a recommendation for or against any platform.